Healthcare Insurance

Finding Healthcare Insurance doesn’t have to be difficult. By clicking the red button below you can receive tailored quotes from a panel of healthcare insurance specialists.

  • Compare tailored healthcare cover quotes from ALL leading UK health insurance providers
  • Health insurance quotes from Aviva, Axa, Bupa, Pru, SimplyHealth, Standard Life & more
  • Independent of any health insurance provider.
  • Easy to complete 30 second form
  • Instant online healthcare insurance documents available

Ian B

Getting great healthcare insurance doesn’t have to be a chore. 

Ian B
Healthcare Cover
Ian B

By getting multiple quotes for your healthcare insurance you can be sure that you’re getting a great deal

Ian B
Healthcare Cover

A Guide to Healthcare Insurance

Your health is the most important thing in your life. It’s easy for people to take good health for granted and only worry about the medical treatment they’ll receive once they become ill. Whilst the NHS provides all citizens of the UK with free medical care, there is no doubt that the strains put on the service have severely compromised its effectiveness. Many people in the UK are now very disillusioned with the long waiting lists and poor organisation of the NHS and are therefore seeking healthcare from other sources.

It’s often assumed that private healthcare insurance is unaffordable for the average person but this isn’t necessarily true. The reason for this perception is that often people see it as unnecessary expense when the NHS exists. Whilst the NHS is invaluable service for millions of people, many people want to know that should they need medical care it will be of the highest standard and provided quickly and efficiently.

Why Get Healthcare Insurance

Having to spend time in hospital is something that most people wouldn’t welcome. Hospitals can be unpleasant places to spend a long period of time. Too often people are cramped into overcrowded wards and not given the attention they feel they deserve. By getting private healthcare insurance you can benefit from your own private room with luxuries such as a TV, healthy meals and access to a doctor whenever you need it.

Some other benefits of  private healthcare insurance are –

  • Healthcare insurance for one person or a whole family - There are different types of policies available. Sometimes people just want to get cover for themselves whilst others require a family policy. Either way, you’ll be able to get cover that suits.
  • Expert advice - It’s always useful to speak with an expert so you can make an informed decision when it comes to your healthcare insurance. Experts will be able to clarify the details of your policy and answer any questions you have.
  • Peace of mind - When it comes to the health of yourself and your family, you want to have peace of mind that you’ll receive the best treatment available. When you take out a healthcare insurance policy you know that the treatment you receive will be of an excellent quality.
  • Flexible payment options - You can pay for healthcare insurance with your UK debit or credit card. Alternatively you can set up a direct debit. Bother options are very easy and you can have your policy set up in no time.
  • Discounts for additional cover - If you add additional types of cover to your policy then you’re able to get a discount.
  • Save time - Getting quotes online is much easier than contacting insurance providers individually. When not do things the easy way and you can save yourself a lot of time and hassle.
  • Save money - It’s always wise to get quotes from different insurance providers since this enables you to avoid overpaying for a policy. Getting quotes from different providers is very easy. Simply click on the red button to get your quotes now.

Factors That Affect Cost

  • Your age - Your age is certainly going to be a factor that affects the cost of your healthcare insurance policy. As we get older, the chances of us becoming ill statistically rise and therefore the younger you are, generally the cheaper your cover will be.
  • Your current health status - If you have any pre-existing conditions then this will affect the cost of your policy. Your current weight and lifestyle factors will also be taken into account by insurance providers when they’re calculating the cost of your policy.
  • The number of people named on the policy - It’s possible to get healthcare insurance for just one person or multiple people within your family. If you get a policy for multiple people then the number of named people on the policy will affect the price you pay, as will their ages and health status.

Ways You Can Save Money

  • Pay for your policy annually - Paying for healthcare insurance is something that the majority of people do on a monthly basis. This makes sense since it makes things more manageable financially. What many people don’t realise is that if you can pay for your healthcare insurance annually i.e. paying for the entire year upfront, then you’re usually able to make a very good saving. Of course, you need to pay a lot more money upfront doing this but the saving you make could be considerable.
  • Get quotes from multiple providers - When it comes to getting a good deal on healthcare insurance, there’s one step you should always take and that’s getting as many quotes as you can. There are many providers of healthcare insurance and the prices you’re offered can vary quite a lot. Therefore in order to ensure that you get the best deal you can, you want to get quotes from multiple providers. Once you have your quotes you can then easily compare them to each other and pick the policy that offers you the best value for money.

Getting Quotes The Easy Way

When you get healthcare insurance you’ll want to ensure that you get the best price possible for a policy. The quotes you are given can vary greatly depending on the insurance provider so the best way to get a good deal for your healthcare insurance is to get multiple quotes. You could do this by calling different insurance providers by telephone and obtaining a quote from each but there is a much easier way. By clicking the red button below and providing a little bit of information about yourself you’ll be able to get tailored quotes from some of the UK’s leading healthcare insurance providers. Then all you have to do is look at the quotes and pick the best deal available.